Disha India

Micro Credit

Loan Products

Name of product Maximum loan Repayment period Rate of interest Flat / reducing balance (%) Fees / charges
IGL –Monthly (SHGs & JLGs) Rs.20,000-50,000 Monthly        (12,18,24 Month) 26% reducing Loan Amount  1% Service Charge+GST & Insurance  Pramerica Life Insurance – 7.10 per Thousand
IGL –Monthly (SHGs & JLGs) Rs.15,000-45,000 Monthly        (12,18,24 Month) 24% reducing Loan Amount >26,000/- 1% Service Charge + GST & Insurance  Pramerica Life Insurance – 7.10 per Thousand
IGL –Monthly (JLGs) Rs.20,000-50,000 Monthly        (12,18,24 Month) 26% reducing 1% Service Charge + GST & Insurance  Pramerica Life Insurance – 7.10 Per thousand
IGL –Monthly (JLGs) Rs.20,000-50,000 Monthly        (12,18,24 Month) 26% reducing 1% Service Charge + GST & Insurance