Disha India

Micro Credit

Loan Products

Name of product Maximum loan Repayment period Rate of interest Flat / reducing balance (%) Fees / charges
IGL –Monthly (JLGs) Rs.10,000-70,000 Monthly        (12,18,24 Month) 27% reducing Loan Amount  1.50% Service Charge+GST & Insurance  Pramerica Life Insurance – 8 per Thousand/ member
IGL –Monthly (JLGs) Rs.15,000-90,000 Monthly        (12,18,24,30 Month) 26% reducing Loan Loan Amount  1.50% Service Charge+GST & Insurance  Pramerica Life Insurance – 8 per Thousand/ member
IGL –Monthly (JLGs) Rs.20,000-75,000 Monthly        (12,18,24 Month) 26% reducing 2% Service Charge + GST & Insurance  
IGL –Monthly (JLGs) Rs.10,000-60,000 Monthly        (12,18,24 Month) 26% reducing 1% Service Charge + GST & Insurance